Business owner reviewing payments with Silabi

One connected money ecosystem

Silabi Pay

Your payments. Connected.

Accept payments through WhatsApp, invoices, payment links and APIs. Track collections, fees and settlements from one business console.

WhatsApp paymentsInvoices & receiptsERP integrations
The Silabi ecosystem

One Silabi. Two powerful experiences.

Silabi Pesa is the upcoming personal experience. Silabi Pay brings business collections, invoices and integrations together today.

For individuals

Silabi Pesa

Your everyday money. Coming soon.

A personal wallet built to help you move money, make payments and stay close to your finances.

  • Send & receive money
  • Pay bills and services
  • Pay with QR
  • Track spending
  • Wallet & transaction history
  • Save toward personal goals
For businesses

Silabi Pay

Built for business.

Accept payments, manage collections and connect your business to the Silabi payment network.

  • Payment links
  • QR payments
  • Invoices & requests
  • Business collections
  • Reports and analytics
  • API integrations
Silabi Pay for business

Get paid. Stay connected. Grow.

Silabi Pay brings your payments together. Accept money through invoices, WhatsApp, payment links and APIs, then manage every transaction from one connected platform.

01

Customers pay

Customers receive an invoice or secure payment link.

02

Pay receives

Your business accepts across every channel.

03

Settlement follows

Funds settle to your nominated business account.

Ways to get paid

More ways for your customers to pay.

From a market stall to a national platform — the same network, scaled to how you trade.

01

Payment Links

Create a link and share it on WhatsApp, SMS or social.

02

QR Payments

Accept quick in-person payments with a printed or dynamic QR.

03

Payment Requests

Send a professional request and get notified when it is paid.

04

Invoices

Create, share and track invoices with clear payment status.

05

Business Collections

Receive payments through connected channels and agents.

06

Silabi API

Connect checkout, confirmations and webhooks to your systems.

Built for everyone

One rhythm of money, for every life.

From the last village on the road to the corner office — silabi works the same way for everyone who moves money.

Woman in a rural East African village paying with the silabi app on her phoneRemote village
Paying the local vendor without cash, network or queues.
Young woman on a suburban porch checking her silabi walletSuburban living
Bills, rent and savings goals from one clean home screen.
Two young friends splitting a bill on the silabi appNext generation
Split, send and request in seconds — no small change needed.
Corporate professional reviewing silabi Pay collections on a tabletBusiness & corporate
Collections, settlement and reporting on silabi Pay.
The connected Silabi ecosystem

More than an app. A connected ecosystem.

You pay with Pesa. They get paid with Pay. Every transaction runs across the same Silabi network.

Silabi

The connected money ecosystem

Silabi Pesa

Individuals · send, pay, save, track

Silabi Pay

Businesses · collect, invoice, settle

Silabi API

Developers · integrate and automate

Connected payments

Silabi network · payment rails · connected business systems

Silabi Pesa

Gives individuals a simple way to manage and move money every day.

Silabi Pay

Helps businesses receive, track and reconcile payments.

Silabi API

Connects the ecosystem to other digital products, platforms and services.

Silabi Pay connects business systems to payment providers. It is not a bank; live collections depend on an activated payment provider.

Security

Your money deserves confidence.

Business verification, controlled account access and transparent transaction records keep every collection accountable.

Protected

Secure access, device checks and transaction protection on every payment.

Instant

Real-time transaction activity and notifications the moment money moves.

In Your Control

Manage your account, limits and activity directly from the app.

Start with Silabi Pay

One account. Every collection.

Open a collection account, complete business verification and connect your invoices, WhatsApp and ERP.